Frequently Asked Questions

Clear Vision Financial Group specializes in helping individuals improve their credit scores by identifying and disputing inaccurate, misleading, or unverifiable items on their credit reports. We provide personalized solutions to guide you through rebuilding and maintaining good credit.

Our credit repair process begins with a comprehensive credit analysis, where we review your credit reports to identify potential errors or inaccuracies. We then communicate with the credit bureaus and creditors on your behalf to dispute these items, working to remove or correct them. As part of the process, we also provide guidance on steps you can take to improve and maintain your credit over time.

The timeline for credit repair varies based on each client’s unique credit situation. On average, clients begin to see positive changes within 3–6 months, but the complete process may take longer depending on the number and nature of items on your credit report.

We work to remove a variety of inaccurate or unverifiable items, including late payments, charge-offs, collections, foreclosures, bankruptcies, and repossessions. Each case is different, and our team will analyze your reports to determine which items can be disputed.

Disputing items does not negatively impact your credit score. In fact, removing inaccurate or outdated information can improve your credit score over time. We are careful to follow all legal guidelines to ensure your credit profile remains in good standing throughout the process.

Yes, credit repair is completely legal. Under the Fair Credit Reporting Act (FCRA), consumers have the right to dispute incorrect information on their credit reports. At Clear Vision Financial Group, we are committed to following all applicable laws and regulations to provide you with ethical and professional credit repair services.

The timeline for credit repair varies based on each client’s unique credit situation. On average, clients begin to see positive changes within 3–6 months, but the complete process may take longer depending on the number and nature of items on your credit report.

While we can’t guarantee specific outcomes, we do guarantee that we will work diligently to improve your credit profile by disputing items that are inaccurate, outdated, or unverified. Each credit profile is unique, and results vary depending on individual circumstances.

Our fees vary based on the level of service needed. We offer a free initial consultation to review your credit report and discuss a customized plan that aligns with your goals and budget. For detailed pricing information, please contact us directly.

Getting started is easy! Simply schedule a free consultation with our team. During this session, we’ll review your credit report, discuss your goals, and outline a personalized plan for improving your credit.

Yes, improving your credit score can lead to better interest rates on loans, credit cards, mortgages, and other financial products. A higher score typically makes you eligible for lower interest rates, which can save you money in the long run.

Getting started is easy! Simply schedule a free consultation with our team. During this session, we’ll review your credit report, discuss your goals, and outline a personalized plan for improving your credit.

We provide clients with tools and resources to maintain good credit habits, including strategies for responsible credit use, budgeting, and monitoring your credit regularly. Maintaining positive financial habits is key to sustaining a strong credit score over time. These FAQs give Clear Vision Financial Group's clients a clear understanding of the services, process, and benefits. Let me know if you’d like to add or adjust any details!